Built for HVAC
Run your shop on what you actually made today.
Cards, banking, and live job profitability for the trade with the highest material costs and the wildest seasonal swings.
Slater is a financial technology company, not a bank. Banking services provided by partner bank, member FDIC.
Works at the supply houses HVAC contractors actually use
Refrigerant + parts on lock
Category-locked cards stop the $300 lunch run that wasn't actually for parts.
Job profitability the day you finish
Materials, labor, and overhead reconciled per job — not at month-end.
Equipment financing built in
Need a new service van or a $40k condenser inventory? Capital that knows your seasonal cash cycle.
Built for HVAC contractors
See and control every dollar, from the job site to the books.
Job Profitability
Live margin on every job — no waiting for the bookkeeper.
Heat pump quoted at 32% — by Wednesday it's at 21% because copper jumped. See it before you sign the next change order.
- Real-time material and labor actuals
- Margin alerts when a job trends thin
- Compare margin across crews, customers, job types
Crew Cards
A card for every tech, controls for every dollar.
Issue a card to every tech with a daily limit. Auto-locked to Ferguson, Carrier, Trane, and Grainger. No more reimbursement folders.
- Locked to Ferguson, Carrier, Trane, and other supply houses
- Per-card daily limits and per-card geofencing
- Receipt-by-text — no app for the crew to install
Bill Pay
Pay supply houses and subs from one screen.
Pay Ferguson and Carrier from one screen. ACH the day-of, never miss an early-pay discount.
- ACH the day-of, never miss an early-pay discount
- Approval flows when you want them, instant when you don't
- 1099 prep handled automatically at year-end
Budget vs. Actuals
Catch overruns at week 2, not at close-out.
Auto-move 28% of every deposit into a separate tax sub-account. Dodge the November scramble.
- Budget by cost code, not just job total
- Variance alerts at thresholds you set
- Roll-up across all open jobs in one screen
Average residential install ticket
Saved on bookkeeping
Cash back on materials
“I used to find out a job lost money when my accountant called me in April. Now I know by Thursday of the week it closes.”
Mike Rodriguez
Owner, Rodriguez HVAC · Phoenix, AZ
Real jobs, real margin
See every job's P&L the moment it closes.
FAQ
Questions HVAC contractors ask.
Yes. Cards auto-categorize spend at every major HVAC supply house, and you can lock cards to specific vendor categories so a tech can't accidentally buy lunch on the company card.
Other trades on Slater
Built for HVAC contractors. Run the money in 10 minutes a day.
Apply in under 10 minutes. No credit pull. No fee to open.