Built for Landscape
Cashflow that survives a December slowdown.
Banking, spend control, and capital for design-build, maintenance, and snow ops shops with seasonal cash cycles.
Slater is a financial technology company, not a bank. Banking services provided by partner bank, member FDIC.
Works at the supply houses landscape contractors actually use
Recurring revenue split out
Maintenance MRR tracked separately from project revenue. Two different businesses, two different views.
Equipment + truck capital
Bridge the gap between buying a $90k mini-excavator and the next big design build closing.
Subcontractor + day-rate labor
Pay both via the same operating account, with 1099 reporting handled.
Built for landscape contractors
See and control every dollar, from the job site to the books.
Job Profitability
Live margin on every job — no waiting for the bookkeeper.
Recurring maintenance margins vs. one-off design-build margins, side by side.
- Real-time material and labor actuals
- Margin alerts when a job trends thin
- Compare margin across crews, customers, job types
Crew Cards
A card for every tech, controls for every dollar.
Each crew gets a card. Daily limits, category locks at SiteOne, John Deere, Home Depot.
- Locked to SiteOne, Ewing, Horizon, and other supply houses
- Per-card daily limits and per-card geofencing
- Receipt-by-text — no app for the crew to install
Bill Pay
Pay supply houses and subs from one screen.
March is expensive. Slater Capital that evaluates against your full annual cycle.
- ACH the day-of, never miss an early-pay discount
- Approval flows when you want them, instant when you don't
- 1099 prep handled automatically at year-end
Budget vs. Actuals
Catch overruns at week 2, not at close-out.
Salt, plowing, contracts — Slater tracks the seasonal layer separately so it doesn't pollute your summer P&L.
- Budget by cost code, not just job total
- Variance alerts at thresholds you set
- Roll-up across all open jobs in one screen
Of revenue arrives in 5 months
Saved on bookkeeping
Cash back on materials
“Most banks don't get our cash cycle. By month four they're calling about my balance. Slater Capital understood it from day one.”
Pete Vasquez
Founder, Vasquez Outdoor · Denver, CO
Real jobs, real margin
See every job's P&L the moment it closes.
FAQ
Questions landscape contractors ask.
Auto-reserve sub-account moves a percentage of summer revenue into a winter buffer. Most landscape shops set 12–18% as a baseline.
Other trades on Slater
Built for landscape contractors. Run the money in 10 minutes a day.
Apply in under 10 minutes. No credit pull. No fee to open.