Built for General Contractors
Subs, materials, change orders — one operating account.
Cards for in-house crew, ACH for subs, bill pay for supply houses, and live margin on every project. All without a controller.
Slater is a financial technology company, not a bank. Banking services provided by partner bank, member FDIC.
Works at the supply houses general contractors actually use
Per-project P&L without effort
Every transaction tags to a project automatically. Margin lives in your operating account, not Excel.
Retention + lien waivers
Track retention by project, generate lien waiver paperwork when partial payments hit.
Bill pay across 50+ vendors
One inbox for all your supply-house and sub invoices. ACH, check, card, or wire.
Built for general contractors
See and control every dollar, from the job site to the books.
Job Profitability
Live margin on every job — no waiting for the bookkeeper.
Pay subs via ACH from the same account you pay suppliers. Year-end 1099 reports populate themselves.
- Real-time material and labor actuals
- Margin alerts when a job trends thin
- Compare margin across crews, customers, job types
Crew Cards
A card for every tech, controls for every dollar.
Quoted vs. actual on every project. Catch a runaway change order before it eats your fee.
- Locked to Home Depot, Lowe's, Ferguson, and other supply houses
- Per-card daily limits and per-card geofencing
- Receipt-by-text — no app for the crew to install
Bill Pay
Pay supply houses and subs from one screen.
Bridge the 90-day gap between completion and final payment. Slater Capital is built for that cycle.
- ACH the day-of, never miss an early-pay discount
- Approval flows when you want them, instant when you don't
- 1099 prep handled automatically at year-end
Budget vs. Actuals
Catch overruns at week 2, not at close-out.
Foreman, project manager, lead carpenter — each gets a card with limits and category locks.
- Budget by cost code, not just job total
- Variance alerts at thresholds you set
- Roll-up across all open jobs in one screen
Average days-to-payment industry-wide
Saved on bookkeeping
Cash back on materials
“I run six projects at once. Knowing real margin on each one without waiting for my CPA was worth the switch alone.”
Janelle Park
Principal, Park Builders · Seattle, WA
Real jobs, real margin
See every job's P&L the moment it closes.
FAQ
Questions general contractors ask.
Job and cost-code data syncs both directions via integrations. Card swipes, bills, and invoices flow into the project record automatically.
Other trades on Slater
Built for general contractors. Run the money in 10 minutes a day.
Apply in under 10 minutes. No credit pull. No fee to open.